Innovative Payment Solutions
from Small to Large.
Commerce to the MAX.

Accept credit cards anytime, anywhere

Countertop Terminals

Whether you have a store, restaurant or kiosk, MAX Payment Solutions can help your business set up a merchant account so you can accept credit cards for less money than you ever thought possible. With these easy to use and accessible countertop terminals, checkouts become simple, while keeping more money in your pocket due to our processing pricing.

Secure, convenient, and effective.

Wireless Terminals

This new technology has allowed the benefits of security and additional sales to merchants who previously had to handle cash or take the risk of accepting checks. As a bonus, wireless credit card processing is typically faster than traditional landline processing. Dedicated networks have been developed for wireless credit card processing, which can transmit and receive data faster than most cell phone networks. Because this terminal is wireless, it is a perfect fit for the merchant who prefers to bring a terminal to their client.

Secure and ready to be used on-the-move.

Mobile Commerce

As conversations swirl about mobile commerce (mCommerce) and e-wallets becoming the standard form of consumer payment in the future, merchants need to meet today’s demands for mobile credit card processing and position themselves for what tomorrow may hold. With this type of processing, you are able to stay on top of the mobile trend, while simultaneously having the benefit of being able to take your payments on the go.

The latest and innovative form of processing.

Point-of-Sale Systems

Point-of-Sale machines are ready to bring your business up to another level. These machines are simple to use and efficient during the checkout process. Have any questions about these machines? Give us a call!

Accept payments with a virtual terminal.

Online Virtual Terminals

We offer a complete, online payment platform ready for your recurring billing cycles and email invoice requests for total payment automation. It also includes a payment gateway API for developer integration, online payments through our hosted payment page and third-party shopping cart integration. You can also securely store credit cards through our Card Vault.

Business to Business Card Acceptance

Interchange Optimization

Businesses that accept business or government cards can qualify for interchange optimization through our gateway. Process your qualifying B2B transactions with Level II & III optimizations that automatically lower the interchange rate, lowering your fees.

Interchange Optimization Best Rates Awesome Rates Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10 2.95% + $0.10 3.25% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid N/A 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
Large Ticket 1.45% + $35.00 N/A N/A N/A
PayTrace Interchange Optimization Best Rates Awesome Rates Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10 2.95% + $0.10 3.25% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid N/A 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
Large Ticket 1.45% + $35.00 N/A N/A N/A
PayTrace Interchange Optimization Best Rates Awesome Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10
Commercial Prepaid N/A 2.65% + $0.10
Large Ticket 1.45% + $35.00 N/A
PayTrace Interchange Optimization Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10 3.25% + $0.10
Large Market Credit 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid 2.65% + $0.10 2.95% + $0.10
Large Ticket N/A N/A
PayTrace Interchange Optimization Best Rates
MC BUSINESS DEBIT CARD N/A
MC BUSINESS LVL 1 CARD N/A
MC BUSINESS LVL 2 CARD N/A
MC BUSINESS LVL 3 CARD N/A
MC BUSINESS LVL 4 CARD N/A
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
Commercial Prepaid N/A
Large Ticket 1.45% + $35.00
PayTrace Interchange Optimization Awesome Rates
MC BUSINESS DEBIT CARD 2.10% + $0.10
MC BUSINESS LVL 1 CARD 1.90% + $0.10
MC BUSINESS LVL 2 CARD 2.05% + $0.10
MC BUSINESS LVL 3 CARD 2.10% + $0.10
MC BUSINESS LVL 4 CARD 2.20% + $0.10
Large Market Credit 2.50% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Better Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10
Large Market Credit 2.70% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Less Optimal Rates
MC BUSINESS DEBIT CARD 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.95% + $0.10
MC BUSINESS LVL 2 CARD 3.10% + $0.10
MC BUSINESS LVL 3 CARD 3.15% + $0.10
MC BUSINESS LVL 4 CARD 3.25% + $0.10
Large Market Credit 2.95% + $0.10
Commercial Prepaid 2.95% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Best Rates
MC BUSINESS DEBIT CARD N/A
MC BUSINESS LVL 1 CARD N/A
MC BUSINESS LVL 2 CARD N/A
MC BUSINESS LVL 3 CARD N/A
MC BUSINESS LVL 4 CARD N/A
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
Commercial Prepaid N/A
Large Ticket 1.45% + $35.00
PayTrace Interchange Optimization Awesome Rates
MC BUSINESS DEBIT CARD 2.10% + $0.10
MC BUSINESS LVL 1 CARD 1.90% + $0.10
MC BUSINESS LVL 2 CARD 2.05% + $0.10
MC BUSINESS LVL 3 CARD 2.10% + $0.10
MC BUSINESS LVL 4 CARD 2.20% + $0.10
Large Market Credit 2.50% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Better Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10
Large Market Credit 2.70% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Less Optimal Rates
MC BUSINESS DEBIT CARD 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.95% + $0.10
MC BUSINESS LVL 2 CARD 3.10% + $0.10
MC BUSINESS LVL 3 CARD 3.15% + $0.10
MC BUSINESS LVL 4 CARD 3.25% + $0.10
Large Market Credit 2.95% + $0.10
Commercial Prepaid 2.95% + $0.10
Large Ticket N/A

All rates noted above are publicly available.
MasterCard rates and rules subject to change.